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eBill Terms and Conditions NLC Insurance Companies and The Hingham Group (“The Companies”) believe that the information included on this Site is accurate when it is posted on the site; however, such information is subject to change and update at any time without prior notice. You understand and agree that The Companies cannot, and do not, guarantee nor ensure the accuracy, completeness, nor authenticity of the Site’s contents, Site functionality, or your transmission of any information or instructions to, or from, the Site. You agree that neither The Companies, nor any of its affiliated companies, nor any other person associated with the creation or use of the Site, shall be liable or responsible to any person for any harm, loss or damage whatsoever that may arise in any connection with your use of the Site. You waive all rights that you may have to hold The Companies responsible in connection with any other use of the Site. Based on the emerging nature of Internet transactions and related technology, you agree that these exclusions of liability are fair and reasonable, and that The Companies would not have permitted use of the Site by you if not for your agreement with the liability exclusions and disclaimers set out herein. The Companies may change these terms and conditions and the services provided by the Site from time to time. You will be required to agree to accept these changes on the effective date in order to continue using this Site. The Companies have the right to rescind or discontinue your access to this Site at any time without explanation to you.